Terms of Service | AfroBookings

MASTER PLATFORM AGREEMENT.

Last Updated: 1st February 2026

LEGAL STATUS, PLACE OF ESTABLISHMENT & GHANA COMPLIANCE

AfroBookings is a business duly organized, registered, and operating under the laws of the Republic of Ghana, with its principal place of business in Ghana.

This Agreement, all Platform operations, and all services offered by AfroBookings are administered from Ghana unless expressly stated otherwise. The use of international technology infrastructure, cloud hosting services, payment processors, or third-party service providers located outside Ghana does not alter AfroBookings’ place of establishment, registration, or primary operational jurisdiction.

AfroBookings processes personal data in compliance with:

The Ghana Data Protection Act, 2012 (Act 843)

Applicable regulations, directives, and guidance issued by the Ghana Data Protection Commission

International best practices and applicable foreign laws, including the EU General Data Protection Regulation (GDPR), the UK GDPR, and relevant United States privacy and consumer protection laws, where applicable

Where personal data is hosted, stored, or transferred outside Ghana, such transfers are conducted lawfully and subject to appropriate contractual, technical, and organizational safeguards designed to protect personal data and prevent unauthorized access.

In the event of any conflict or inconsistency between this section and any other provision of this Agreement, this section shall prevail to the maximum extent permitted by law.

1. DEFINITIONS & INTERPRETATION

1.1 Definitions

For the purposes of this Agreement, the following terms shall have the meanings set out below:

“AfroBookings” means the AfroBookings platform, its owners, operators, affiliates, subsidiaries, directors, officers, employees, agents, contractors, and permitted assigns.

“Platform” means www.afrobookings.com, including all subdomains, mobile applications, dashboards, APIs, booking engines, payment links, communication tools, and related digital services.

“User” means any individual or entity that accesses, browses, registers, books, pays, or otherwise uses the Platform, whether as a traveler, customer, guest, or visitor.

“Vendor” means any hotel, tour operator, transport provider, event organizer, rental provider, visa consultant, or other service provider listing or delivering services through the Platform.

“Service” means any travel-related product or offering made available through the Platform, whether operated directly by AfroBookings or by a Vendor.

“Booking” means a confirmed reservation, purchase, or transaction made through the Platform.

“Third-Party Provider” means any external service provider not owned or controlled by AfroBookings, including payment processors, airlines, analytics providers, cloud hosting providers, or Vendors.

“Payment Processor” means a licensed third-party entity that processes payments on behalf of Users and Vendors.

“Personal Data” has the meaning given under applicable data protection laws, including GDPR, UK GDPR, and US privacy laws.

“Force Majeure Event” means any event beyond reasonable control, including but not limited to pandemics, border closures, government actions, strikes, natural disasters, war, terrorism, or infrastructure failure.

1.2 Interpretation Rules

Unless the context otherwise requires:

Words in the singular include the plural and vice versa

Headings are for convenience only and do not affect interpretation

References to laws include amendments and replacements

“Including” means “including without limitation”

This Agreement applies globally, regardless of User or Vendor location

If any ambiguity arises, the interpretation most protective of AfroBookings shall prevail to the maximum extent permitted by law.

1.3 Entire Agreement Hierarchy

This Agreement:

Supersedes all prior terms, policies, or understandings

Applies to all current and future services

Is supplemented only by written addenda issued by AfroBookings

1.4 Electronic Acceptance

By using the Platform, you agree that:

This Agreement is legally binding without physical signature

Electronic acceptance constitutes valid consent

Continued use after updates constitutes acceptance

1.5 Reservation of Rights

All rights not expressly granted are reserved by AfroBookings.

2. PLATFORM ROLE, AGENCY LIMITATIONS & NO FIDUCIARY DUTY.

2.1 Platform as Technology Provider and Marketplace

AfroBookings operates primarily as a technology-enabled marketplace and booking platform that facilitates the discovery, marketing, reservation, and, where applicable, payment for travel-related services offered either directly by AfroBookings or by independent third-party Vendors.

Except where expressly stated otherwise in writing, AfroBookings does not:

Own, control, manage, or operate third-party Vendor services

Supervise day-to-day Vendor operations

Act as an insurer or guarantor of Vendor performance

Users acknowledge that AfroBookings’ role may vary by Service and that each Booking confirmation expressly identifies whether AfroBookings is acting as a principal service provider or as an intermediary.

2.2 No Partnership, Employment, or Joint Venture

Nothing in this Agreement shall be construed as creating:

A partnership

A joint venture

A franchise

An employment relationship

A fiduciary relationship

Between AfroBookings and any User or Vendor.

Vendors operate as independent contractors and have no authority to bind AfroBookings, represent AfroBookings, or incur obligations on AfroBookings’ behalf.

2.3 No Fiduciary Duty

To the maximum extent permitted by law:

AfroBookings owes no fiduciary duty to Users or Vendors

AfroBookings does not act as a trustee, escrow agent, or financial custodian

AfroBookings does not assume responsibility for safeguarding Vendor business interests beyond contractual obligations expressly stated herein.

Users and Vendors acknowledge that AfroBookings’ interests may differ from or conflict with those of Users or Vendors, including commercial prioritization, pricing strategies, and platform ranking.

2.4 Limited Agency (Where Applicable)

Where AfroBookings acts as a booking agent:

AfroBookings acts solely as an intermediary between the User and the Vendor

The Vendor remains fully responsible for service delivery

AfroBookings’ authority is limited to facilitating bookings, communications, and payments

AfroBookings does not assume responsibility for Vendor acts, omissions, negligence, or failure to perform.

2.5 No Guarantee of Availability or Continuity

AfroBookings does not guarantee that:

Any Service will remain available

Any Vendor will continue operating

Any pricing, promotion, or listing will remain unchanged

Services may be withdrawn, modified, or suspended without prior notice.

2.6 User Acknowledgement of Marketplace Risk

Users expressly acknowledge that:

Travel services involve third-party providers

AfroBookings cannot control Vendor conduct in real time

Disputes may arise despite vetting or verification

Users agree that AfroBookings’ liability is limited strictly as set out in this Agreement.

3. USER ACCOUNTS, IDENTITY, FRAUD & MISUSE

3.1 Account Registration

To access certain Platform features, Users may be required to create an account. Users agree to:

Provide true, accurate, current, and complete information

Update information promptly if it changes

Maintain one account per individual or entity unless expressly permitted

AfroBookings reserves the right to refuse, suspend, or terminate any account at its sole discretion.

3.2 Identity Verification

AfroBookings may, directly or through third-party providers:

Request identity documents

Conduct fraud, sanctions, or risk checks

Verify email addresses, phone numbers, or payment methods

Failure or refusal to comply may result in account suspension or termination.

3.3 Prohibited Activities

Users shall not, directly or indirectly:

Make fraudulent or speculative bookings

Abuse refunds, chargebacks, or promotions

Circumvent the Platform to transact off-platform

Harass Vendors, staff, or other Users

Scrape, copy, or reverse-engineer Platform data

Upload false, misleading, or illegal content

Use the Platform for unlawful or abusive purposes

3.4 Chargeback Abuse & Financial Misconduct

AfroBookings may take corrective action where a User:

Initiates unjustified chargebacks

Reverses payments after consuming services

Engages in payment disputes in bad faith

Corrective actions may include:

Account suspension or termination

Cancellation of future bookings

Recovery of losses

Permanent platform bans

3.5 Responsibility for Devices & Security

Users are solely responsible for:

Securing their devices

Preventing unauthorized access

Any activity conducted through their account

AfroBookings shall not be liable for losses arising from compromised credentials.

4. VENDOR ONBOARDING, VERIFICATION & PLATFORM ENFORCEMENT

4.1 Vendor Registration & Eligibility

Any entity seeking to list or deliver services on the Platform (“Vendor”) must:

Be a legally registered business or authorized operator

Hold all required licenses, permits, approvals, and insurance

Have lawful authority to offer the listed Services

Comply with all applicable local, national, and international laws

AfroBookings reserves the right to reject or delay Vendor onboarding without obligation to provide reasons.

4.2 Verification, Due Diligence & Ongoing Monitoring

AfroBookings may, at onboarding or at any time thereafter:

Request corporate documents, licenses, or insurance certificates

Perform background, sanctions, reputational, or compliance checks

Require proof of operational capacity or safety standards

Monitor reviews, complaints, service delivery, and performance metrics

Verification does not constitute endorsement, warranty, or guarantee of Vendor performance.

4.3 Accuracy of Listings & Representations

Vendors are solely responsible for ensuring that all listings, pricing, descriptions, images, itineraries, availability, and representations are:

Accurate, complete, and up to date

Not misleading, deceptive, or unlawful

Consistent with actual service delivery

AfroBookings may modify, suspend, or remove listings that are inaccurate or harmful to user trust.

4.4 Service Standards & Quality Control

Vendors must:

Deliver services in a professional, safe, and lawful manner

Maintain standards consistent with representations made on the Platform

Ensure staff, guides, drivers, or agents are properly trained and authorized

AfroBookings may intervene to protect Users where service quality is compromised.

4.5 Audits, Investigations & Corrective Actions

AfroBookings reserves the right to:

Conduct audits or investigations

Temporarily suspend listings or payouts

Require corrective action plans

Impose performance restrictions

Permanently delist or blacklist Vendors

Such actions may be taken with or without prior notice where user safety, legal compliance, or platform integrity is at risk.

4.6 Ranking, Visibility & Commercial Discretion

Vendors acknowledge that:

Listing order, visibility, and promotion are determined by AfroBookings’ proprietary algorithms and commercial discretion

Factors may include pricing, availability, performance, reviews, bundling, or strategic considerations

AfroBookings has no obligation to maintain any specific ranking or exposure

No Vendor is entitled to compensation for reduced visibility.

4.7 Vendor Suspension & Termination

AfroBookings may suspend or terminate Vendor access immediately where:

Legal or regulatory violations occur

Fraud, misrepresentation, or negligence is identified

User safety or reputation is threatened

Payment disputes or chargebacks arise

Termination does not affect accrued rights, indemnities, or outstanding obligations.

5. BOOKINGS, DEPOSITS, PAYMENTS & FINANCIAL FLOW

5.1 Booking Formation

A Booking is formed only when:

Payment (full or partial) is successfully processed

Confirmation is issued by AfroBookings or the user or Vendor

Availability is verified

AfroBookings reserves the right to cancel unconfirmed or erroneous bookings.

5.2 Deposits & Staged Payments

Certain Services require deposits to secure:

Limited availability

Seats, permits, accommodations, or guides

Deposits:

Are applied toward the total booking value

May be non-refundable as specified

Do not guarantee service delivery where Vendors fail or force majeure applies

5.3 Payment Collection Models

Payments may be collected by:

AfroBookings on behalf of Vendors

Vendors directly via Platform-approved payment flows

Third-party payment processors

AfroBookings does not act as a bank, escrow provider, or financial custodian.

5.4 Currency, Taxes & Fees

Users acknowledge that:

Prices may be displayed in different currencies

FX rates fluctuate and may affect final amounts

Taxes, levies, gateway fees, and bank charges may apply

AfroBookings is not responsible for losses arising from currency fluctuations.

5.5 Vendor Payouts & Settlement Cycles

Vendor payouts:

Follow Platform-defined settlement schedules

May be delayed due to disputes, investigations, or chargebacks

May be offset against refunds, penalties, or liabilities

AfroBookings may withhold payouts to mitigate financial risk.

CHARGEBACKS, PAYMENT REVERSALS & FINANCIAL RISK ALLOCATION

6.1 Definition of Chargebacks & Payment Disputes

A Chargeback includes any reversal, dispute, recall, refund demand, or payment clawback initiated by:

A User

A bank or card issuer

A payment processor

A regulatory authority

Chargebacks may arise from alleged fraud, dissatisfaction, non-delivery, or unauthorized transactions.

6.2 Allocation of Chargeback Risk

Users acknowledge that:

Chargebacks disrupt Vendor settlements and platform operations

AfroBookings incurs administrative, processing, and compliance costs

Unless required by law, chargeback-related losses are borne by the party whose conduct caused the dispute, including Users or Vendors.

6.3 AfroBookings’ Rights in Chargeback Situations

AfroBookings reserves the right to:

Temporarily or permanently withhold Vendor payouts

Reverse or cancel Bookings

Recover losses, fees, and penalties

Offset amounts against future payouts or credits

Suspend or terminate accounts

These rights apply even after service delivery.

6.4 Fraud Investigations

AfroBookings may investigate suspected fraud, including:

Multiple chargebacks

Identity mismatches

Suspicious booking behavior

Abuse of promotions or refunds

During investigations, AfroBookings may suspend accounts, block payouts, or freeze transactions.

6.5 Recovery of Losses

Where AfroBookings incurs losses due to:

Fraud

Misrepresentation

Chargeback abuse

Vendor non-performance

AfroBookings may recover such losses directly from the responsible party, including through:

Deduction from future earnings

Legal recovery

Debt collection

7. CANCELLATION, REFUND & MODIFICATION POLICIES

7.1 General Cancellation Principles

Cancellation and refund eligibility depend on:

Service type

Timing of cancellation

Vendor policies

Operational costs already incurred

No refunds are guaranteed unless expressly stated.

7.2 Deposits

Deposits secure capacity, permits, guides, and accommodations and are often irreversible once committed.

Standard Deposit Rule (Unless Otherwise Stated):

Cancellation within 10 calendar days → Refund minus bank charges and USD 50 administrative fee

Cancellation after 10 calendar days → Deposit is non-refundable

7.3 Full Payment Cancellations

Unless stated otherwise on the Service page:

30+ days before start date → Refund minus fees

15–29 days → Partial refund depending on supplier commitments

7–14 days → Limited refund, credit, or rescheduling at AfroBookings’ discretion

Less than 7 days / no-show / early departure → No refund

7.4 Third-Party & Supplier Policies

Where Services are operated by third parties:

Their cancellation rules are binding

AfroBookings is not obligated to override supplier policies

7.5 Credits & Rescheduling

AfroBookings may, at its discretion:

Issue platform credits

Allow rescheduling

Apply partial refunds

Credits may:

Be non-transferable

Have expiration dates

Be subject to restrictions

7.6 Administrative & Non-Refundable Costs

Refunds exclude:

Bank fees

FX losses

Payment gateway charges

Government fees

Visa processing costs

8. SERVICE-SPECIFIC DISCLAIMERS

Users acknowledge that different categories of travel services carry different risks, operational dependencies, and legal frameworks. AfroBookings expressly disclaims liability beyond what is mandated by law and beyond the limitations set out in this Agreement.

8.1 Tours, Excursions & Experiences

Tours and experiences may involve:

Physical activity

Outdoor conditions

Cultural, wildlife, or environmental exposure

Transportation by third parties

Users acknowledge and accept that:

Itineraries may change due to weather, safety, or logistics

Guides or vehicles may be substituted

Participation is at the User’s own risk

AfroBookings is not liable for injury, loss, or damage arising from participation unless required by law.

8.2 Hotels, Lodging & Accommodation

AfroBookings does not own or control third-party accommodations.

AfroBookings is not responsible for:

Room allocation disputes

Service quality discrepancies

Overbooking by accommodation providers

Property-specific policies or conduct

Accommodation standards are the responsibility of the Vendor.

8.3 Flights & Air Travel

AfroBookings acts solely as an intermediary for flight bookings provided by third-party airlines or consolidators.

Users acknowledge that:

Airlines control schedules, cancellations, delays, baggage rules, and refunds

Airline terms and conditions govern the contract of carriage

AfroBookings bears no liability for airline actions or disruptions.

8.4 Transport, Transfers & Car Rentals

Transport services may involve third-party drivers, vehicles, or fleets.

AfroBookings is not responsible for:

Traffic delays

Mechanical issues

Driver conduct

Accidents or third-party claims

Vehicle standards, insurance, and compliance are the responsibility of the Vendor.

8.5 Events, Festivals & Conferences

Event access depends on:

Venue capacity

Security requirements

Organizer policies

AfroBookings is not liable for:

Event cancellations or postponements

Artist or speaker changes

Crowd management decisions

8.6 Visa Consultancy & Immigration Services

AfroBookings provides visa advisory and facilitation services only.

Users acknowledge that:

Immigration decisions are made solely by government authorities

Visa outcomes are not guaranteed

Fees are non-refundable once processing begins

AfroBookings is not responsible for visa refusals, delays, or policy changes.

9A.1 Nature of Visa & Immigration Services

AfroBookings provides visa consultancy, advisory, facilitation, and administrative support services only, including assistance with documentation guidance, application preparation, submission coordination, appointment support, and follow-ups for visa, e-visa, and visa-on-arrival programs, including but not limited to Ghana E-Visa and Ghana Visa on Arrival.

AfroBookings is not an embassy, consulate, immigration authority, or government agency, and does not issue visas, grant entry permissions, approve applications, or influence immigration decisions in any manner.

9A.2 No Guarantee of Visa Approval or Entry

Users expressly acknowledge and agree that:

All visa and immigration decisions are made solely by the relevant government authorities

Visa approval, processing time, validity period, and conditions of use are not guaranteed

Possession of a visa, e-visa, or approval letter does not guarantee entry at any port of entry

AfroBookings makes no representations, warranties, or assurances regarding visa outcomes or border entry decisions.

9A.3 Applicant Responsibility for Eligibility & Accuracy

Applicants are solely responsible for:

Determining their eligibility for any visa or immigration program

Providing accurate, complete, truthful, and up-to-date information

Submitting valid and genuine documents

Ensuring passport validity, travel history accuracy, and compliance with immigration rules

AfroBookings shall not be liable for visa refusal, delay, cancellation, or entry denial resulting from:

Incorrect, incomplete, misleading, or inconsistent information

Prior immigration violations or overstays

Criminal records or security flags

Passport damage, expiration, or document defects

9A.4 Processing Timelines & Government Dependency

Visa and e-visa processing timelines:

Are estimates only

Depend entirely on government systems, staffing, security checks, and internal procedures

May be affected by public holidays, system outages, policy changes, strikes, or backlogs

AfroBookings does not control and is not responsible for processing delays, suspensions, or changes imposed by immigration authorities.

9A.5 Ghana E-Visa & Visa on Arrival (Specific Disclaimer)

For Ghana E-Visa and Ghana Visa on Arrival services:

Approval is granted solely at the discretion of Ghanaian immigration authorities

Additional documentation may be requested at any stage

Immigration officers retain absolute discretion at ports of entry

AfroBookings’ role is limited strictly to consultation, facilitation, and administrative coordination.

9A.6 Consultancy, Handling & Service Fees

AfroBookings charges consultation, facilitation, handling, or administrative service fees for visa-related services.

Unless expressly stated otherwise in writing:

Such fees become non-refundable once processing has commenced

Fees cover professional time, coordination, documentation review, and submission support

Fees are payable regardless of the final outcome of the application

9A.6A Government & Official Fees

In addition to AfroBookings’ consultancy, facilitation, and handling fees, all official fees, levies, or charges imposed by government authorities, embassies, consulates, or immigration agencies in connection with any visa, e-visa, or visa-on-arrival application shall be borne solely by the applicant.

Such official fees:

Are determined exclusively by the relevant government authority

May change at any time without notice

Are not set, controlled, or influenced by AfroBookings

Are non-refundable once paid, irrespective of the outcome of the application

AfroBookings shall not be liable for any increase, adjustment, loss, or non-refund of government-imposed fees.

9A.7 Non-Refundable Charges & Exclusions

Refunds shall not be issued for:

Visa refusals or rejections

Processing delays

Missed travel dates

Policy changes by authorities

Entry denial at borders

Applicant withdrawal after processing begins

This applies to both AfroBookings service fees and government fees (where applicable).

9A.8 Document Handling & Data Protection

Visa applications may require submission of sensitive personal documents, including but not limited to:

Passports

Photographs

Travel itineraries

Identification or supporting documents

All documents are processed in accordance with:

Ghana Data Protection Act, 2012 (Act 843)

GDPR / UK GDPR, where applicable

Documents may be shared with:

Government authorities

Authorized visa processing partners

Relevant service providers strictly for processing purposes

9A.9 Third-Party & Government System Failures

AfroBookings shall not be liable for losses arising from:

Government system outages

Embassy or consulate closures

Policy or rule changes

Technical failures of immigration platforms

Errors or omissions by government authorities

9A.10 No Legal or Immigration Representation

AfroBookings does not provide legal advice, immigration representation, or advocacy services.

Applicants are encouraged to consult licensed immigration lawyers or accredited professionals where legal advice is required.

9A.11 Limitation of Liability (Visa Services)

To the maximum extent permitted by law:

AfroBookings’ total liability relating to visa or e-visa services is limited to the amount paid for AfroBookings’ consultancy or handling services only

AfroBookings shall not be liable for indirect, consequential, or incidental losses, including travel disruptions, accommodation losses, or emotional distress

9A.12 Force Majeure & Immigration Disruptions

Visa and immigration services may be affected by events beyond reasonable control, including:

Pandemics

Border closures

Security alerts

Government directives

Such events constitute Force Majeure under this Agreement.

9A.13 Acceptance of Visa Terms

By purchasing, requesting, or using any visa or e-visa related service through AfroBookings, the applicant expressly acknowledges, understands, and agrees to all terms, limitations, disclaimers, and responsibilities set out in this Part 9A.

9. USER CONDUCT & PLATFORM INTEGRITY

9.1 Acceptable Use

Users agree to use the Platform lawfully, respectfully, and in good faith.

9.2 Prohibited Conduct

Users shall not:

Circumvent the Platform to transact directly with Vendors

Solicit off-platform payments or discounts

Manipulate reviews, ratings, or feedback

Harass or threaten Vendors, staff, or other Users

Use bots, scraping tools, or automation

Misrepresent identity or intent

Engage in unlawful or abusive behavior

9.3 Consequences of Breach

AfroBookings may, at its discretion:

Suspend or terminate accounts

Cancel bookings

Withhold refunds or credits

Recover losses

Permanently ban Users

Such actions may be taken without prior notice where Platform integrity or safety is at risk.

9.4 Circumvention Damages

Users who circumvent the Platform after introduction to a Vendor may be liable for:

Lost commissions

Administrative fees

Platform damages

AfroBookings reserves the right to pursue legal remedies.

10.REVIEWS, RATINGS & CONTENT MODERATION

10.1 User Reviews & Ratings

Users may submit reviews, ratings, comments, photos, videos, or other feedback (“User Content”) relating to Services, Vendors, or experiences.

Users acknowledge that:

Reviews reflect personal opinions

AfroBookings does not verify the accuracy of reviews

Reviews do not constitute endorsements or guarantees

10.2 Review Guidelines

User Content must:

Be truthful and based on genuine experiences

Not be defamatory, abusive, misleading, or unlawful

Not contain hate speech, harassment, or threats

Not include promotional, spam, or irrelevant material

AfroBookings reserves the right to remove or edit User Content that violates these rules.

10.3 No Obligation to Publish or Retain Content

AfroBookings has no obligation to publish, display, retain, or maintain any review or User Content and may remove content at any time, with or without notice.

10.4 Content Moderation & Enforcement

AfroBookings may:

Monitor User Content

Remove or restrict access to content

Suspend or terminate accounts associated with abusive or fraudulent content

AfroBookings is not liable for User Content posted by third parties.

10.5 License to Use User Content

By submitting User Content, Users grant AfroBookings a perpetual, irrevocable, worldwide, royalty-free, transferable license to:

Use

Display

Reproduce

Modify

Distribute

Create derivative works

For marketing, promotional, operational, analytical, and commercial purposes, without compensation.

10.6 Feedback Ownership

Any feedback, suggestions, or ideas submitted to AfroBookings become the exclusive property of AfroBookings, and AfroBookings may use them without restriction or obligation.

11. INTELLECTUAL PROPERTY & PLATFORM RIGHTS

11.1 Platform Ownership

All rights, title, and interest in and to the Platform, including but not limited to:

Software

User interfaces

Algorithms

Databases

Designs

Branding

Trademarks

Domain names

Are owned exclusively by AfroBookings or its licensors.

11.2 Limited License to Users

AfroBookings grants Users a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for personal or authorized business use.

This license may be revoked at any time.

11.3 Prohibited IP Use

Users and Vendors shall not:

Copy, scrape, or reproduce Platform content

Reverse-engineer or decompile software

Use AfroBookings branding without permission

Create derivative platforms or competing services using Platform data

11.4 Vendor Content License

Vendors grant AfroBookings a non-exclusive, worldwide, royalty-free license to use Vendor content (images, descriptions, logos, videos) for Platform operations and marketing.

11.5 IP Infringement Claims

AfroBookings may remove content alleged to infringe intellectual property rights and suspend repeat infringers.

12. DATA PROTECTION, PRIVACY & INFORMATION GOVERNANCE.

12.1 Scope & Purpose of Data Protection

This section governs how AfroBookings collects, uses, stores, processes, transfers, discloses, and protects personal data across all Platform services, whether accessed by Users, Vendors, partners, or third parties.

AfroBookings is committed to protecting privacy, maintaining data security, and complying with applicable data protection laws in all jurisdictions in which it operates or from which data subjects access the Platform.

12.2 Applicable Data Protection Laws

AfroBookings processes personal data in accordance with, including but not limited to:

Ghana Data Protection Act, 2012 (Act 843)

EU General Data Protection Regulation (GDPR)

UK GDPR and Data Protection Act 2018

Applicable United States privacy, consumer protection, and data security laws

Where multiple laws apply, AfroBookings applies the highest applicable standard to the extent legally required.

12.3 Data Controller & Data Processor Roles

Depending on the context, AfroBookings acts as:

Data Controller for:

User accounts

Bookings and transactions

Customer communications

Platform analytics and security

Data Processor where AfroBookings processes data on behalf of:

Vendors

Payment service providers

Business partners

Roles are determined based on the nature of the processing activity.

12.4 Categories of Personal Data Collected

AfroBookings may collect and process the following categories of data:

Identity information (name, nationality, date of birth)

Contact details (email, phone number, address)

Booking and travel details

Payment-related metadata (transaction IDs, payment status — not card details)

Device and usage data (IP address, browser type, logs)

Communications and support records

Vendor business and compliance information

Uploaded documents required for travel or verification purposes

12.5 Legal Bases for Processing

AfroBookings processes personal data based on one or more of the following lawful grounds:

Performance of a contract (e.g., bookings, service delivery)

Compliance with legal obligations

Legitimate business interests (fraud prevention, security, analytics)

User consent, where required

Protection of vital interests or public interest obligations

12.6 Purpose Limitation & Data Minimization

Personal data is:

Collected only for specified, explicit, and legitimate purposes

Limited to what is necessary and proportionate

Not processed in a manner incompatible with stated purposes

12.7 Data Hosting & Infrastructure Location

Personal and transactional data may be hosted, stored, processed, or backed up on secure cloud infrastructure located in:

The United States of America, and/or

One or more member states of the European Union

AfroBookings does not guarantee that data will be stored exclusively in any single jurisdiction.

12.8 Cross-Border Data Transfers

Where personal data is transferred outside Ghana or the User’s country of residence, AfroBookings ensures that such transfers are:

Lawful under applicable data protection laws

Protected by appropriate contractual safeguards

Secured using technical and organizational security measures

By using the Platform, Users and Vendors acknowledge and consent to such cross-border transfers.

12.9 Data Security Measures

AfroBookings implements industry-standard safeguards, including:

Encryption in transit and at rest (where applicable)

Access controls and authentication protocols

Role-based access limitations

Monitoring and logging of system activity

Regular security assessments

However, no system is completely secure, and AfroBookings does not guarantee absolute security.

12.10 Data Retention

Personal data is retained only for as long as necessary to:

Fulfill contractual obligations

Comply with legal and regulatory requirements

Resolve disputes

Enforce agreements

Retention periods vary depending on data type and legal obligations.

12.11 User Rights

Subject to applicable law, Users may request:

Access to personal data

Correction of inaccurate data

Deletion of data

Restriction or objection to processing

Data portability (where applicable)

Requests may be limited where retention is legally required.

12.12 Law Enforcement & Regulatory Disclosure

AfroBookings may disclose personal data where required to:

Comply with legal obligations

Respond to lawful requests from authorities

Protect legal rights, safety, or public interest

12.13 Data Breach Limitation & Notification

AfroBookings will take reasonable steps to address personal data breaches. To the maximum extent permitted by law:

AfroBookings is not liable for indirect or consequential losses arising from breaches

Notification obligations apply only where legally required

12.14 Marketing Communications

Users may receive transactional or service-related communications.

 Marketing communications may be sent where permitted by law and may be opted out of at any time.

12.15 Cookies & Tracking Technologies

AfroBookings may use cookies, pixels, and similar technologies to:

Improve functionality

Analyze usage

Enhance security

Users may control cookies through browser settings.

13. PAYMENT PROCESSING, CARD DATA & FINANCIAL SECURITY

13.1 Use of Licensed Third-Party Payment Providers

All payments made through the Platform are processed exclusively by licensed third-party payment service providers (“Payment Processors”).

AfroBookings:

Is not a bank, financial institution, or money services business

Does not operate as a payment processor

Does not issue cards, wallets, or stored-value instruments

13.2 No Storage or Processing of Card Data

At no time does AfroBookings:

Store full debit or credit card numbers

Store CVV, PIN, or magnetic stripe data

Process sensitive card data on its own servers

All card details are entered directly on the secure systems of the Payment Processor and handled in accordance with PCI-DSS (Payment Card Industry Data Security Standard) requirements.

13.3 Limited Transaction Information

AfroBookings may receive and store non-sensitive transaction metadata, such as:

Payment confirmation status

Transaction reference numbers

Amount paid and currency

Timestamp of payment

Such data is used solely for:

Booking confirmation

Customer support

Accounting and reconciliation

Fraud monitoring

13.4 Payment Security Disclaimer

AfroBookings shall not be liable for:

Security breaches

Fraud

Unauthorized access

Payment failures

Occurring within third-party Payment Processor systems, except where liability cannot be excluded by law.

13.5 Compliance with Anti-Fraud & AML Controls

AfroBookings may implement measures to:

Detect suspicious transactions

Prevent fraud or abuse

Comply with regulatory or processor requirements

Transactions may be delayed, reversed, or blocked where risk is identified.

14. ASSUMPTION OF RISK & WAIVER OF CLAIMS

14.1 Acknowledgement of Travel Risks

Users acknowledge that travel and related services inherently involve risks, including but not limited to:

Accidents or injuries

Health risks or illness

Crime or civil unrest

Transportation delays or cancellations

Weather-related disruptions

Government or border actions

Users voluntarily assume all such risks.

14.2 Waiver of Certain Claims

To the maximum extent permitted by law, Users waive claims against AfroBookings for:

Loss of enjoyment

Emotional distress

Missed connections

Consequential or indirect damages

14.3 No Insurance Undertaking

AfroBookings does not provide travel insurance unless expressly stated.

 Users are strongly encouraged to obtain comprehensive travel insurance.

14.4 Third-Party Acts & Omissions

AfroBookings is not responsible for acts or omissions of:

Vendors

Airlines

Hotels

Transport providers

Government authorities

Other third parties

15. LIMITATION OF LIABILITY

15.1 General Limitation

To the maximum extent permitted by applicable law, AfroBookings’ total aggregate liability arising out of or in connection with this Agreement, any Service, or any Booking whether based on contract, tort (including negligence), strict liability, statute, or otherwise shall not exceed the total amount actually paid by the User to AfroBookings for the specific Booking giving rise to the claim.

This limitation applies regardless of whether AfroBookings is acting as:

A principal service provider

A booking agent or intermediary

A technology platform provider

15.2 Excluded Categories of Damages

To the fullest extent permitted by law, AfroBookings shall not be liable for any:

Indirect or consequential damages

Loss of enjoyment or holiday disappointment

Emotional distress or mental anguish

Loss of business, revenue, profit, or opportunity

Reputational harm

Data loss or corruption

Punitive or exemplary damages

Even if AfroBookings has been advised of the possibility of such damages.

15.3 Service-Specific Liability Caps

Where AfroBookings acts solely as an intermediary for third-party services, AfroBookings’ liability is further limited to:

The facilitation of the booking only

Reasonable assistance with dispute resolution

AfroBookings does not assume the liabilities of Vendors, airlines, transport providers, or other third parties.

15.4 Multiple Claims

Multiple claims arising from the same event, transaction, or series of related events shall be treated as one claim for the purposes of liability limits.

15.5 Jurisdictional Adjustments

Where certain limitations are not permitted under mandatory local law, AfroBookings’ liability shall be limited to the minimum extent permitted under such law.

16. INDEMNIFICATION & HOLD HARMLESS

16.1 User Indemnification

Users agree to indemnify, defend, and hold harmless AfroBookings, its directors, officers, employees, agents, affiliates, and partners from and against any claims, losses, damages, liabilities, costs, or expenses (including legal fees) arising from:

Breach of this Agreement

Misuse of the Platform

Fraudulent, unlawful, or abusive conduct

Violation of applicable laws or third-party rights

Disputes with Vendors or third parties

16.2 Vendor Indemnification

Vendors agree to indemnify, defend, and hold harmless AfroBookings from claims arising from:

Service failures or non-performance

Misrepresentation or inaccurate listings

Regulatory or licensing violations

Guest injury, death, loss, or property damage

Employment, subcontractor, or tax disputes

Intellectual property infringement

This obligation survives termination of this Agreement.

16.3 Indemnification Procedure

AfroBookings may:

Assume control of the defense

Select legal counsel

Settle claims where commercially reasonable

Indemnifying parties must cooperate fully.

17. FORCE MAJEURE & EXTERNAL EVENTS

17.1 Definition of Force Majeure Events

A Force Majeure Event includes any event or circumstance beyond reasonable control, including but not limited to:

Pandemics, epidemics, or public health emergencies

Border closures, visa suspensions, or travel bans

Government actions, regulations, or directives

War, terrorism, civil unrest, or political instability

Natural disasters (floods, earthquakes, storms)

Labor strikes, transportation shutdowns, or fuel shortages

Infrastructure or utility failures

Acts of God or similar unforeseeable events

17.2 Effect of Force Majeure

Where a Force Majeure Event occurs:

AfroBookings and/or Vendors may suspend, delay, modify, or cancel affected Services

Obligations may be postponed without liability

Refunds, credits, or rescheduling may be offered at AfroBookings’ discretion, subject to supplier constraints

AfroBookings shall not be liable for losses arising from Force Majeure Events.

17.3 Government & Regulatory Actions

AfroBookings is not responsible for losses arising from:

Immigration decisions

Visa refusals

Government advisories

Regulatory changes

Enforcement actions

Users remain responsible for compliance with all applicable laws.

17.4 Continuation or Termination

If a Force Majeure Event persists, AfroBookings may permanently terminate affected Services without further obligation.

18. SUSPENSION, TERMINATION & PLATFORM CONTINUITY

18.1 Suspension or Termination by AfroBookings

AfroBookings may, at its sole discretion and without liability:

Suspend or terminate User accounts

Remove Vendor listings

Restrict access to Platform features

Withhold payouts pending investigation

Reasons may include fraud, misuse, legal risk, or reputational harm.

18.2 Termination by Users or Vendors

Users or Vendors may discontinue use of the Platform at any time, subject to:

Outstanding obligations

Non-refundable fees

Pending disputes

Termination does not entitle Users or Vendors to refunds unless required by law.

18.3 Effect of Termination

Upon termination:

Access rights cease immediately

Bookings already in progress may continue under existing terms

AfroBookings may retain data as legally required

18.4 Survival of Clauses

The following provisions survive termination:

Limitation of liability

Indemnification

Data protection

Payment obligations

Governing law & dispute resolution

Intellectual property

19. DISPUTE RESOLUTION & CLAIMS MANAGEMENT

19.1 Mandatory Good-Faith Resolution

Before initiating any formal legal action, Users and Vendors agree to first attempt to resolve disputes in good faith by contacting AfroBookings through its designated support or legal channels.

AfroBookings shall be given a reasonable opportunity to investigate and respond.

19.2 Claims Notice Requirement

Any claim arising out of or relating to this Agreement, a Service, or a Booking must be submitted in writing within thirty (30) calendar days of the event giving rise to the claim.

Failure to provide timely notice may result in the claim being barred to the maximum extent permitted by law.

19.3 Evidence & Documentation

Claims must be supported by reasonable evidence, including:

Booking confirmations

Receipts or payment records

Communications or correspondence

Photos, videos, or official reports where applicable

AfroBookings may reject unsupported or speculative claims.

19.4 Limitation on Actions

To the extent permitted by law, any legal action must be commenced within one (1) year of the date the cause of action arose, failing which the claim shall be permanently barred.

19.5 No Class or Representative Actions

To the maximum extent permitted by law:

Claims must be brought individually

Users and Vendors waive the right to participate in class actions, collective actions, or representative proceedings

19.6 Costs & Fees

Each party bears its own legal costs unless otherwise ordered by a court or agreed in writing.

20. GOVERNING LAW & JURISDICTION

20.1 Governing Law

This Agreement, and any dispute or claim arising from or relating to it, is governed exclusively by the laws of the Republic of Ghana, without regard to conflict-of-laws principles.

20.2 Jurisdiction & Venue

Subject to applicable law, the courts of the Republic of Ghana shall have exclusive jurisdiction over all disputes arising out of or in connection with this Agreement.

Users and Vendors irrevocably submit to such jurisdiction and waive objections based on forum non conveniens.

21. ASSIGNMENT & CORPORATE TRANSACTIONS

21.1 Assignment by AfroBookings

AfroBookings may assign, transfer, novate, or delegate this Agreement, in whole or in part, without notice or consent, including in connection with:

Mergers

Acquisitions

Corporate restructuring

Asset sales

Investment transactions

Such assignment shall not reduce User or Vendor rights required by law.

21.2 No Assignment by Users or Vendors

Users and Vendors may not assign or transfer their rights or obligations without AfroBookings’ prior written consent.

Any unauthorized assignment is void.

21.3 Business Continuity

AfroBookings may continue operations under a successor entity without interruption to Platform services.

22. MISCELLANEOUS LEGAL PROVISIONS

22.1 Severability

If any provision of this Agreement is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

22.2 No Waiver

Failure by AfroBookings to enforce any provision does not constitute a waiver of its rights.

22.3 Entire Agreement

This Agreement constitutes the entire agreement between AfroBookings and Users/Vendors and supersedes all prior understandings, policies, or agreements.

22.4 Relationship of the Parties

Nothing in this Agreement creates any partnership, employment, or agency relationship except as expressly stated.

23. NOTICES & COMMUNICATIONS

23.1 Electronic Communications

By using the Platform, Users and Vendors consent to receive all communications from AfroBookings electronically, including but not limited to:

Booking confirmations

Payment notices

Policy updates

Legal notices

Customer service communications

Such communications may be delivered via:

Email

Platform notifications

SMS or messaging tools (where applicable)

Website postings

Electronic communications satisfy any legal requirement for written notice.

23.2 Responsibility to Maintain Accurate Contact Information

Users and Vendors are responsible for maintaining accurate and current contact details.

AfroBookings shall not be liable for missed notices due to:

Outdated email addresses

Spam filtering

Delivery failures outside its control

23.3 Legal Notices

Formal legal notices to AfroBookings must be sent in writing to the contact details listed in PART 25 (Contact Information) below, unless otherwise stated.

24. AMENDMENTS & PLATFORM CHANGES

24.1 Right to Modify Agreement

AfroBookings reserves the right to amend, update, or replace this Agreement at any time to reflect:

Changes in law or regulation

Platform functionality updates

Business model or service expansions

Security or risk management requirements

24.2 Effective Date of Changes

Updated versions become effective upon publication on the Platform unless stated otherwise.

Continued use of the Platform after updates constitutes acceptance of the revised Agreement.

24.3 Material Changes

Where required by law, AfroBookings may provide advance notice of material changes; however, continued use remains conditional on acceptance.

25. LANGUAGE & INTERPRETATION

25.1 Governing Language

This Agreement is drafted in English, which shall be the controlling and legally binding language.

Any translations are provided for convenience only.

In the event of conflict, the English version prevails.

25.2 Interpretation Against Drafter

The rule of interpretation that ambiguities be construed against the drafter does not apply to this Agreement.

26. CONTACT INFORMATION

AfroBookings

Legal & Compliance 

📧 Email: legal@afrobookings.com

🌍 Website: www.afrobookings.com

All legal, regulatory, or compliance-related correspondence should be directed to the above contact details unless otherwise specified.